What is HIP Link?
- A new State program that is part of Indiana’s nationally recognized Health Indiana Plan model. The Health Indiana Plan or “HIP” was expanded to provide health coverage to eligible Hoosiers with household incomes at or below approximately 138% of the federal poverty level.
- HIP Link offer premium assistance for HIP participants age 21 and older who choose to participate in their employers’ sponsored health plans. Employees must meet HIP eligibility requirements.
- Spouses and/or eligible adults may also receive coverage if HIP-eligible.
- Employers that employ Indiana residents who are HIP eligible, agree to contribute at least 50% to the premium cost and offer plans that meet minimum benefits and cost requirements within the program’s limit.
- More employees may be able to take advantage of commercial health insurance benefits.
o An increase in employees may help to meet industry and marketplace participation rates or lower group premium rates.
- Employees can better manage healthcare costs with their HIP Link POWER Account and Health Reimbursement Account (HRA), if offered by employer.
- Potential to expand employee base and increase retention by being listed as an approved HIP Link Employer.
- Possible tax benefits for small employers using the Health Insurance Marketplace.
- HIP Link does not disrupt current employer-sponsored health insurance and can be incorporated at any time.
HIP Info For Employers
For more information regarding Eligibility, Key Concepts and FAQs, please click here.
To download the new kit and begin using its materials immediately, please click here.